SouthCrest Bank - Business Banking in Fayetteville Georgia


Business Banking

-	Checking and Savings Accounts
-	Loan Services
-	Cash Management
-	Payroll Services
-	Merchant Services
-	Credit Cards

Checking and Savings Accounts

All businesses are not the same. That's why we offer different checking options for different types of businesses. Whether you write and deposit a few checks a month or need a cash management system, we have an account that’s perfect for you.

Small Business Checking:
This account is designed for a business with a moderate amount of activity.

Write up to 100 checks each month at no charge, then $0.20 per additional check.
No monthly service charge when you maintain a minimum daily balance of $1000
If the balance drops below $1000, there is a monthly fee of $8.
Night deposit service
Free ATM or Check Card*
Free Online Banking
Free imaged statements and organizer
Minimum opening deposit of $100

Business Interest Checking:
Designed for sole proprietors, non-profit organizations and government entities that wish to earn interest on your money with check writing capabilities.

Write up to 100 checks each month at no charge, then $0.20 per additional check.
No monthly service charge when you maintain a minimum daily balance of $1000
If the balance drops below $1000, there is a monthly fee of $10.
Earn the current interest checking rate, compounded monthly
Night deposit service
Free ATM or Check Card*
Free Online Banking
Free imaged statements and organizer
Minimum opening deposit of $750

Commercial Analysis Checking:
An account for the business with higher transaction volumes and more sophisticated cash management needs.

$7.50 monthly maintenance fee
Each deposited item is $0.06
$0.10 per debit (check or electronic item)
Receive an earnings credit equal to 75% of the 90-day T-bill rate based on your average monthly ledger balance. This rate is adjusted monthly and can help off-set your analysis fees.
Minimum opening deposit of $1000

Commercial Money Marketing Account:
If your company has excess cash, this account is an excellent way to earn interest on these funds.

Earn the current money market interest rate, compounded monthly
No monthly service charge on this account when you maintain a daily balance of $1000.
If the balance drops below $1000, there is a monthly fee of $7.00
Allows six (6) withdrawals per monthly statement period, three of which can be by check and the other 3 by account transfer. Additional withdrawals are $5.00 each.
This is a tiered rate account that pays you a higher rate for your higher balance. Ask us for details.
Minimum opening deposit of $1000

*subject to approval

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